At BlockClaim we take the issue of your Privacy very seriously. You share your data with us so that we can help prevent fraud and improve the efficiency of your systems, and that is a privilege and responsibility we take very seriously.
Please read the following carefully to understand our views and practices regarding your personal data and how we will treat it.
For the purposes of data protection legislation, the data controller is BlockClaim LTD of 79 St Quintin Avenue, W106PB, London, UK and registered at the Information Commissioners Office in the UK with ZA504194.
Our Data Protection Officer is Michael Blakeley and he can be contacted on email@example.com
Who we are and what we do
BlockClaim Limited are a smart software provider who combine the power of AI and Blockchain to simultaneously filter fraud and automate claims.
The result is a non-intrusive solution that enhances your data, offers actionable insights on fraud suspicions and automates your claim processes.
From receiving a claim to the final settlement, BlockClaim assists your claims & fraud teams every step of the way, without ever disturbing their workflow.
We may also from time to time provide services such as training and support services. We collect personal data of the following types of people to allow us to undertake our business;
You our customer and your employees we interact with;
- Your customers’ data which you share with us to help us to provide you with our Fraud Detection, AI and automation services;
- If you are the end user of one of our customers, we may have your personal data;
- Supplier contacts to support our services;
- Our own Employees, consultants, temporary workers.
We collect information about you to carry out our core business and ancillary activities.
Information you give to us or we collect about you
This is information about you that you give us by filling in forms / sending emails to us / our BlockClaim website (our Site) or by providing information to us for processing (our System) or by corresponding with us by phone, e-mail or otherwise. It includes information you provide when you register to use our site, to enter our database, subscribe to our services, attend our events, or complete a feedback survey, and when you report a problem with our site. It also includes any personal data you may provide to a third party on behalf of whom we process your data for.
Our System relates to our AI fraud detection and automation services and typically will include information provided by our customers regarding their customers/ claimants:
- Nature and circumstances of claim
- Amount claimed
- Results of claim
- Information of Claimant including
- Personal data regarding the Claimant
- Criminal and Fraudulent prosecutions
- Correspondence history
- Supporting information for claims
- Associated photographic information and evidence.
This is stored in our systems. We will also look to retain any information provided to us in relation to alleged fraudsters.
Information we collect about you when you visit our website
With regard to each of your visits to our site or system we will may collect information such as technical information, including the Internet protocol (IP) address used to connect your computer to the Internet, your login information if applicable, browser type and version, browser plug-in types and versions, operating system and platform.
Purposes of the processing and the legal basis for the processing
We use information held about you in the following ways:
To carry out our obligations arising from any contracts we intend to enter into or have entered into between you and us and to provide you with the information, products and services that you request from us in terms of anti-fraud and protection from fraudsters and scammers.
The core service we offer to our customers is the automated review of insurance claims and the detection of fraudsters, consisting of the following:
- AI will us to accurately detect fraudsters, can differentiate between fraudsters and genuine users, and can identify fraudster trends which are emerging in your systems;
- Automated decision making will improve the speed and efficiency of your claims and improve genuine claims and reduce the cost of fraudulent claims, the net result being improved accuracy and speed of payouts.
Our legal basis for the processing of personal data is our legitimate business interests, described in more detail below, although we will also rely on contract, legal obligation and consent for specific uses of data.
Our Legitimate Business Interests
Our legitimate interests in collecting and retaining your personal data is described below:
As an anti-fraud prevention and detection solution our legitimate interest includes for the purposes strictly necessary for the prevention of Fraud.
In particular we rely on our legitimate business interest of the prevention of fraud to retain data on alleged fraudsters who arise through our database.
This includes retaining such information on an ongoing basis so that we can prevent other companies from being attacked in the future.
Fulfil a legal obligation
We rely on the fulfilment of a legal obligation if we are to disclose any data relating to fraudsters or scammers as part for a criminal or civil investigation by the relevant authorities as required by the law.
We rely on your consent to retain your data and to share indicators which may have identified a potential fraudster.
Using the AI technology and machine learning our AI systems will use techniques learned from reviewing your claims. This machine learning will remain with our systems, though this will not retain any of your personal data or that of your customers.
Other Uses we will make of your data:
- Use of our website;
- to notify you about changes to our service;
- to ensure that content from our site is presented in the most effective manner for you and for your computer.
We will use this information:
- To administer our site and for internal operations, including troubleshooting, data analysis, testing, research, statistical and survey purposes;
- to improve our site to ensure that content is presented in the most effective manner for you and for your computer;
- to allow you to participate in interactive features of our service, when you choose to do so;
- as part of our efforts to keep our site safe and secure;
- to measure or understand the effectiveness of advertising we serve to you and others, and to deliver relevant advertising to you;
- to make suggestions and recommendations to you and other users of our site about goods or services that may interest you or them.
Disclosure of your information inside and outside of the EEA
Information may be accessed by users of the BlockClaim Systems or shared information who have travelled or reside outside of the EEA, however we do currently envisage making any transfers outside of the EEA.
As a global service we may also transfer data outside of the EEA to service providers located in such areas, in such circumstances we will seek to ensure that appropriate safeguards are put in place and perform the necessary due diligence.
Selected third parties may include:
- Other users of the BlockClaim System for the purpose of identifying fraudsters;
- clients, business partners, suppliers and sub-contractors for the performance and compliance obligations of any contract we enter into with them or you;
- subcontractors including email marketing specialists, event organisers, payment and other financial service providers;
- analytics and search engine providers that assist us in the improvement and optimisation of our site;
There are certain third parties we work with to help us to deliver you the best service we can. In order to achieve this, we use a number of third party tools which are carefully chosen to assist us in providing the best service we can, including:
- Amazon Web Services, our hosting partner. We use Amazon, a top tier data hosting service, to host our service and keep our data safe.
- Namecheap Website Hosting services.
- Xero accountancy software to manage accounts and payment systems.
- G:Suite to manage our documents and emails and to keep our data secure.
- Rebump, a CRM software to help us engage with our customers.
- LInkedin to contact with other companies to develop business opportunities.
- Trello as a secure messaging platform to keep in share progress on different internal projects.
- Slack communication system.
- Business partners, suppliers and sub-contractors for the provision of the BlockClaim service to you.
- Analytics and search engine providers that assist us in the improvement and optimisation of our website.
We will disclose your personal information to third parties:
- In the event that we sell or buy any business or assets, in which case we will disclose your personal data to the prospective seller or buyer of such business or assets.
- If BlockClaim or substantially all of its assets are acquired by a third party, in which case personal data held by it about its customers will be one of the transferred assets.
- If we are under a duty to disclose or share your personal data in order to comply with any legal obligation, and other agreements; or to protect the rights, property, or safety of BlockClaim, our customers, or others. This includes exchanging information with other companies and organisations for the purposes of fraud protection.
The lawful basis for the third party processing will include:
- Their own legitimate business interests in processing your personal data, in most cases to prevent fraud;
- satisfaction of their contractual obligations to us as both a data controller and data processor;
- for the purpose of a contract in place or in contemplation;
- to fulfil our legal obligations.
Where we store and process your personal data
The data that we collect from you will be stored by Amazon servers within the EEA however it may be transferred to, and accessed, in destinations outside the European Economic Area (”EEA”).
It may be transferred to third parties outside of the EEA for the purpose of fulfilling our anti-fraud detection and prevention services. It may also be processed by staff operating outside the EEA who work for us or for one of our suppliers. This includes staff engaged in, among other things, our anti-fraud services and the provision of support services. By submitting your personal data and that of your users you agree to this transfer, storing or processing. BlockClaim LTD will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this privacy notice.0
All information you provide to us is stored on our secure servers. Any payment transactions will be encrypted using SSL technology or through bank transfer. Where we have given you (or where you have chosen) a password which enables you to access certain parts of our system, you are responsible for keeping this password confidential. We ask you not to share a password with anyone.
Unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our site; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorised access.
Retention of your data
We understand our legal duty to retain accurate data and only retain personal data for as long as we need it for our legitimate business interests and that you are happy for us to do so. Accordingly, we regularly review our use of data with the aim of removing data that we no longer have a legitimate business interest in maintaining.
At the end of our contract with you we will delete data in line with our contractual provisions/ as agreed, however please note that any machine learning processes and techniques will stay with us as part of our IP.
You have the right to ask us not to process your personal data for marketing purposes. We will usually inform you (before collecting your data) if we intend to use your data for such purposes or if we intend to disclose your information to any third party for such purposes and we will collect express consent from you if legally required prior to using your personal data for marketing purposes.
The GDPR provides you with the following rights. To:
of the personal information that we hold about you. This enables you to have any incomplete or inaccurate information we hold about you corrected.
of your personal information. This enables you to ask us to delete or remove personal information where there is no good reason for us continuing to process it. You also have the right to ask us to delete or remove your personal information where you have exercised your right to object to processing (see below).
Object to processing
of your personal information where we are relying on a legitimate interest (or those of a third party) and there is something about your particular situation which makes you want to object to processing on this ground. You also have the right to object where we are processing your personal information for direct marketing purposes.
Request the restriction of processing
of your personal information. This enables you to ask us to suspend the processing of personal information about you, for example if you want us to establish its accuracy or the reason for processing it.
Request the transfer
of your personal information to another party in certain formats, if practicable.
Make a complaint
to a supervisory body which in the United Kingdom is the Information Commissioner’s Office. The ICO can be contacted through this link: https://ico.org.uk/concerns/
At BlockClaim Limited we require all passwords to be changed at regular intervals and to be of minimum complexities. We would ask that if you are a user of our system that you keep your password safe and report any loss/breach of your passwords to us as soon as practically possible.
Access to information
The Data Protection Act 2018 and the GDPR give you the right to access information held about you. We also encourage you to contact us to ensure your data is accurate and complete.
Your right of access can be exercised in accordance with the Act (and the GDPR once it is in force).
A subject access request should be submitted to our Data Protection Officer. No fee will apply as laid down by the GDPR.
Changes to our privacy notice
Any changes we make to our privacy notice in the future will be posted on this page and, where appropriate, notified to you by e-mail. Please check back frequently to see any updates or changes to our privacy notice.
If you have any questions or require further information please do not hesitate to contact our qualified Data Protection Officer, Michael Blakeley on Mike@pangolindpc.co.uk.
If you want to find out more about how we deal with your personal data, then please see our
We are committed to protecting your right to privacy and respecting your rights, and if you think we ever fall short of this then please do get in touch and let us know and we will be happy to deal with your enquiries.
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Further information on cookies should be available in the help pages of your browser, and most browsers will recognise when a cookie is offered and allow users to control how and when they are accepted. However, you should be aware that if you choose to decline cookies, you may not be able to fully experience all of the features of the Blockclaim website, and other websites that you choose to visit.
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What are the specific cookies that Blockclaim uses? The website uses Google Analytics, which allows us to recognise and count the number of visitors to our site and to see how visitors move around the site when they are using it. The information generated by the cookie about your use of the website, including IP address, is transmitted to Google. This information is then used to evaluate your use of the website and to compile statistical reports on website activity for Blockclaim. Google may transfer this information to third parties where required to do so by law, or where such third parties process the information on Google’s behalf. Google will not associate your IP address with any other data held by Google.
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What if I have any questions? Blockclaim works hard to make sure that we keep your data safe and respect your legal rights and your privacy. So if you have any questions or ever feel that we fall short in our attempts then please do get in touch and let us know. Blockclaim has a dedicated Data Protection Officer, Michael Blakeley, who can be contacted on firstname.lastname@example.org, who will be happy to deal with any questions you may have.